Loans and Financing

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The Borrowers Guide to Financing Solar Energy Systems: A Federal Overview

This guide provides information that can assist both lenders and consumers in financing solar energy systems, which include both solar electric (photovoltaic) and solar thermal systems. It also includes information about other ways to make solar energy systems more affordable, as well as descriptions of special mortgage programs for energy-efficient homes.
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Rural Energy for America Program (REAP) Renewable Energy & Energy Efficiency

The program provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses for renewable energy systems or to make energy efficiency improvements. Agricultural producers may also apply for new energy efficient equipment and new system loans for agricultural production and processing.
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Fannie Mae HomeStyle Energy Mortgage

This paper discusses that the HomeStyle Energy mortgage loan is designed to support homeowners efforts to increase energy and water efficiency and reduce utility costs as well as create home resiliency for environmental disasters or to repair damage from such disasters. The document shows that HomeStyle Energy may be a more affordable financing solution than a subordinate lien, home equity line of credit, Property Assessed Clean Energy (PACE) loan, or unsecured loan.
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LPO Technical Eligibility Reference Guide

DOE: Loan Programs Office This document provides an overview of Title 17 Innovative Energy Projects: Renewable Energy & Efficient Energy. It includes a summary of loan guarantee eligibility criteria, potential project types, and meeting the “innovation” eligibility requirement.
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LPO: Renewable Energy and Efficient Energy Loan Guarantees

DOE: Loan Programs Office This document provides an overview of LPO providing borrowers access to capital, flexible financing, and expert project support to help reinvigorate, advance, and transform America’s energy infrastructure. Also discussed is the value of working with LPO, technology interest areas of renewable energy and efficient energy, and an overview of the loan application process.
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Clean Energy Financing Programs: A Decision Guide for States and Communities

This guide’s objective is to help government entities facilitate financing support in the commercial and residential sectors, with a secondary focus on helping state and local governments finance improvements to their own buildings. It includes financing programs for objectives for state and local governments and key elements of financing programs.