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Fannie Mae HomeStyle Energy Mortgage

The HomeStyle® Energy mortgage loan is designed to support homeowners efforts to increase energy and water efficiency and reduce utility costs as well as create home resiliency for environmental disasters or to repair damage from such disasters. Borrowers can finance energy or water efficiency or resiliency upgrades when purchasing or refinancing a home. HomeStyle Energy may be a more affordable financing solution than a subordinate lien, home equity line of credit, Property Assessed Clean Energy (PACE) loan, or unsecured loan.